White Paper

Central Banks and the Future of Digital Money

A practical proposal for central bank digital currencies on the Ethereum blockchain

Authors: Matthieu Bouchaud, Tom Lyons, Matthieu Saint Olive, Ken Timsit

Contributors: Shailee Adinolfi, Benjamin Calmejane, Guillaume Dechaux, Faustine Fleuret, Vanessa Grellet, Joyce Lai, Monica Singer

This paper provides an overview of the history and current state of CBDC as well as an example of how a CBDC could be designed and built on the Ethereum blockchain. 

Main topics covered include:

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ConsenSys is a global formation of developers, entrepreneurs, enterprise leaders, security experts, lawyers, educators, creatives, and more who are working together to lay the foundations for a decentralized future. We are dedicated to transforming the world’s digital architecture into a more open, inclusive, and secure Internet of value, what many are calling Web 3.0. The first phases of the Web allowed users to digitize information and interact online. Web 3.0 is now enabling everyone from local communities to global enterprises to transact with efficiency, transparency, and most importantly, trust.

Since forming in 2014, we have built blockchain developer tools that have been adopted across the Ethereum ecosystem. We have incubated and accelerated Ethereum startups that are launching products across industries, from law to journalism to real estate. And we have deployed real-world Enterprise Ethereum solutions that are helping corporations, governments, and NGOs secure their IT infrastructure, optimize workflows, and unlock new blockchain-based business models. ConsenSys AG is headquartered in Switzerland, with offices in over 11 countries around the world.